RBA Cash Rate:4.35%Next Meeting:5dExpectation:HOLDSydney Clearance:68.2%Melbourne Clearance:63.5%National Clearance:62.8%

    Property Intelligence

    132 Intelligence pieces published

    APF Intelligence publishes original market analysis covering Australian residential property, investment strategy, interest rates, and housing policy. Reports are written using RBA cash rate decisions and minutes, ABS dwelling and lending statistics, CoreLogic Home Value Indices, SQM Research vacancy data, and weekend auction clearance rate feeds from Sydney, Melbourne, Brisbane, Adelaide and Canberra. Each piece is datestamped, sourced, and written in plain English without spruiker tone or vendor bias.

    Coverage is organised into five streams: RBA & Macro for monetary policy and economy-wide signals; Sydney & Melbourne for the two largest capital city markets; National Property for cross-capital and regional trends; Property Finance for mortgage strategy, LVR and serviceability analysis; and Property Insurance for landlord and building cover. Use the category filters to focus on the topics most relevant to your situation, whether you're a first home buyer timing your entry, an investor rebalancing a portfolio, or simply tracking where the market is heading this cycle. New Intelligence is published only after verification.

    Nationwide residential market data including capital growth, rental yields, and housing supply.

    53-Bid Surry Hills Auction Defies Sydney's 24% Listing DropNational Property

    53-Bid Surry Hills Auction Defies Sydney's 24% Listing Drop

    A Surry Hills terrace sold for $1.945m after 53 bids and a 30-person crowd, even as Sydney auction volumes fell 24% year-on-year and the suburb's median value dropped 11.2% over 12 months.

    24 Oct 2026

    Sydney auctionsSurry Hills
    Perth's $105m Water Upgrade to Unlock 60,000 HomesNational Property

    Perth's $105m Water Upgrade to Unlock 60,000 Homes

    WA's $105 million Subiaco Water Resource Recovery Facility upgrade is designed to unlock 60,000 new homes across Perth's infill precincts over 25 years, as national house prices fall across every capital for the first time in 15 years.

    23 Oct 2026

    Perth propertyWA housing supply
    Ray White Sets $50k Goal to Support Homelessness CharitiesNational Property

    Ray White Sets $50k Goal to Support Homelessness Charities

    Ray White has set a $50,000 fundraising target for homelessness charities this year, a corporate gesture that lands against a backdrop of record mortgage stress and a shrinking pool of investor landlords across Australia.

    22 Oct 2026

    Ray Whitehomelessness
    Suburbs Reveal Biggest Price Gains Since Rates Last Hit Current HighsNational Property

    Suburbs Reveal Biggest Price Gains Since Rates Last Hit Current Highs

    New realestate.com.au analysis finds some Australian suburbs have grown as much as 417% since interest rates were last at today's levels, with Queensland and WA regional markets leading national gains.

    21 Oct 2026

    interest ratesRBA cash rate
    SA Buyers Most Rate-Sensitive as Nation Splits on ConfidenceNational Property

    SA Buyers Most Rate-Sensitive as Nation Splits on Confidence

    South Australian buyers are pulling back from the market over interest rate concerns more than any other state, according to realestate.com.au, even as WA suburbs post double-digit growth and investors chase yield through SMSF structures.

    20 Oct 2026

    South AustraliaAdelaide property
    Adelaide's Top Investor Suburbs Revealed in New PropTrack ReportNational Property

    Adelaide's Top Investor Suburbs Revealed in New PropTrack Report

    Realestate.com.au's new ranking of Adelaide's best investor suburbs lands as REAStats data shows WA markets like Nedlands and South Perth clearing stock in under 20 days, pointing to a national supply squeeze outside the big two capitals.

    19 Oct 2026

    Adelaide propertyPerth property market
    Working-Class Regions Named Australia's Best Property Buys: HotspottingNational Property

    Working-Class Regions Named Australia's Best Property Buys: Hotspotting

    Realestate.com.au's ranking of Australia's best-performing property regions has crowned a run of working-class hubs, highlighting a widening gap between capital city price ceilings and regional affordability.

    18 Oct 2026

    regional propertyaffordability
    Sydney Buyer Secures Home $150,000 Below ReserveNational Property

    Sydney Buyer Secures Home $150,000 Below Reserve

    A single-bid auction in Sydney's inner west sold $150,000 under reserve as a buyer hit her rate-constrained ceiling and a vendor chose certainty over price, a pattern now showing up in days-on-market data nationally.

    17 Oct 2026

    Sydney propertyauctions
    Melbourne Million-Dollar Suburb Count Could Nearly DoubleNational Property

    Melbourne Million-Dollar Suburb Count Could Nearly Double

    New modelling cited by realestate.com.au suggests Melbourne's million-dollar house suburb count could almost double, with cheaper outer suburbs tipped for six-figure gains even as national sales volumes slide.

    16 Oct 2026

    Melbourne propertyhouse prices
    South Brisbane Income Asset Highlights Yield-Growth SplitNational Property

    South Brisbane Income Asset Highlights Yield-Growth Split

    A 40-year-held South Brisbane multi-flat property hitting the market has put fresh focus on how rental yield and capital growth diverge across Australia's capital cities under a 4.60% cash rate.

    15 Oct 2026

    Brisbane propertyrental yield
    Downsizer Housing Mismatch Leaves Older Australians Stuck in Oversized HomesNational Property

    Downsizer Housing Mismatch Leaves Older Australians Stuck in Oversized Homes

    Australia's ageing population needs smaller, well-located homes, but realestate.com.au reports supply isn't keeping pace, pushing more older owners toward regional markets already reshaping Queensland's housing hierarchy.

    14 Oct 2026

    downsizingregional Queensland
    First Home Buyer Loan Demand Falls for Third Month StraightNational Property

    First Home Buyer Loan Demand Falls for Third Month Straight

    First home buyer loan demand has dropped for a third consecutive month as the RBA's 4.60% cash rate and rising entry-level prices squeeze borrowing capacity, even as regional markets in Queensland and WA attract fresh investor capital.

    13 Oct 2026

    first home buyersRBA cash rate
    Townsville's 15-Bedroom Duncragan Homestead Lists for DevelopmentNational Property

    Townsville's 15-Bedroom Duncragan Homestead Lists for Development

    The historic 15-bedroom Duncragan homestead on Melton Hill in Townsville has hit the market with development potential, offering a rare window into regional Queensland's large-landholding opportunities.

    12 Oct 2026

    TownsvilleQueensland property
    Inside Victoria's Oddest Homes: Ex-Banks, Schools and Pubs Hit the MarketNational Property

    Inside Victoria's Oddest Homes: Ex-Banks, Schools and Pubs Hit the Market

    Converted banks, pubs and churches are drawing serious buyer interest in Victoria as affordability data shows Queensland buyers now need $30,000 more income just to keep pace with home prices.

    11 Oct 2026

    Queensland housing affordabilityadaptive reuse property
    A Premium Listing Against a Cooling BackdropNational Property

    A Premium Listing Against a Cooling Backdrop

    A designer Ascot home has hit the market defying Brisbane's cool-off, while Sydney's inner west shows vendors are already readjusting to buyers after a $981,000 unit sale.

    10 Oct 2026

    Brisbane propertyAscot
    Rent Growth Set to Cool Across Brisbane, Adelaide and PerthNational Property

    Rent Growth Set to Cool Across Brisbane, Adelaide and Perth

    Rental growth has flattened across Brisbane, Adelaide and Perth even as vacancy rates sit near record lows, with REAStats data pointing to an affordability ceiling now capping what interstate investors can extract from tenants.

    9 Oct 2026

    Brisbane propertyPerth property
    Why Victoria Is Betting on Dual OccupancyNational Property

    Why Victoria Is Betting on Dual Occupancy

    Victoria is leaning on dual occupancy development to add housing supply as national approvals lag the 1.2 million homes target, with the model offering a faster, cheaper path to density than large-scale rezoning.

    8 Oct 2026

    dual occupancyVictoria housing
    The Numbers Behind the HeadlineNational Property

    The Numbers Behind the Headline

    Detached house starts lifted 7% in the latest figures, but industry groups warn Australia remains well short of the pace needed to hit the national 1.2 million homes target.

    7 Oct 2026

    housing supplyNational Housing Accord
    $120m Burleigh Tower Lura Bets on Holiday Letting BoomNational Property

    $120m Burleigh Tower Lura Bets on Holiday Letting Boom

    A $120 million Burleigh Heads apartment tower called Lura has launched with short-term letting approval baked in, from $500,000, as developers chase buyers locked out of established Gold Coast beachside stock.

    6 Oct 2026

    Burleigh HeadsGold Coast property
    Mortgagee Sale of Near-Finished Mansion Exposes Lending StressNational Property

    Mortgagee Sale of Near-Finished Mansion Exposes Lending Stress

    A near-complete luxury build has been repossessed and listed as a mortgagee sale weeks from finishing, a rare but telling sign of construction finance strain amid a renovation boom.

    5 Oct 2026

    mortgagee saleconstruction finance
    180 Queensland Suburbs Still Under $500k Despite BoomNational Property

    180 Queensland Suburbs Still Under $500k Despite Boom

    Realestate.com.au has identified 180 Queensland suburbs with median prices still below $500,000, offering a rare entry point for buyers even as Perth suburbs post double-digit annual growth.

    4 Oct 2026

    Queensland propertyaffordability
    Alexandria Apartment Sells for $975k as First Home Buyer Defies Rate Hike CautionNational Property

    Alexandria Apartment Sells for $975k as First Home Buyer Defies Rate Hike Caution

    An architect-designed inner-city apartment sold for $975,000 to a Newcastle first home buyer, offering a live case study in how cautious buyers are absorbing the RBA's latest rate rise.

    3 Oct 2026

    first home buyersapartment market
    A Site Price That Defies the Headline NumbersNational Property

    A Site Price That Defies the Headline Numbers

    A Plympton urban corridor site sold for $2.6 million the day after the RBA's rate decision, defying a national market where asking prices are tumbling and dwelling values have fallen for six straight months.

    2 Oct 2026

    AdelaidePlympton
    Adelaide Leads Six-Month National Price Slide, Cotality ShowsNational Property

    Adelaide Leads Six-Month National Price Slide, Cotality Shows

    Cotality's September Home Value Index shows national dwelling values falling for a sixth straight month, with Adelaide leading capital city declines while Nedlands bucks the trend with 15% growth.

    1 Oct 2026

    Adelaide property marketCotality