Property Intelligence
937 Intelligence pieces published
APF Intelligence publishes original market analysis covering Australian residential property, investment strategy, interest rates, and housing policy. Reports are written using RBA cash rate decisions and minutes, ABS dwelling and lending statistics, CoreLogic Home Value Indices, SQM Research vacancy data, and weekend auction clearance rate feeds from Sydney, Melbourne, Brisbane, Adelaide and Canberra. Each piece is datestamped, sourced, and written in plain English without spruiker tone or vendor bias.
Coverage is organised into five streams: RBA & Macro for monetary policy and economy-wide signals; Sydney & Melbourne for the two largest capital city markets; National Property for cross-capital and regional trends; Property Finance for mortgage strategy, LVR and serviceability analysis; and Property Insurance for landlord and building cover. Use the category filters to focus on the topics most relevant to your situation, whether you're a first home buyer timing your entry, an investor rebalancing a portfolio, or simply tracking where the market is heading this cycle. New Intelligence is published only after verification.
National PropertyQueensland's 21% Clearance Rate Masks a $4.9m Newmarket Sale
A $4.9m Newmarket house was Ray White's best auction result last weekend, even as Queensland's preliminary clearance rate fell to 21 per cent, tied for the nation's lowest.
10 Nov 2026
Queensland auctionsclearance rate
Property FinanceReality Star Honey Boo Boo Buys First Home at 21
Former reality television star Alana "Honey Boo Boo" Thompson, 21, has bought her first home, a Colorado property she purchased with boyfriend Dralin Carswell, realestate.com.au reports.
10 Nov 2026
celebrity homesfirst home buyers
National PropertySA Council's Backyard Burial Rules Reveal Property Title Risk
According to realestate.com.au , Coorong District Council in South Australia is revamping its private burial rules so families can lay loved ones to rest on properties of special significance, rather than in a traditional cemetery. The draft policy sets out firm restrictions — burials cannot occur w
9 Nov 2026
South AustraliaCoorong Council
RBA & MacroFierce bidding drives surprise Sydney auction results despite interest rate rises and downturn
According to realestate.com.au , a four-bedroom home at 21 Holborow Street, Croydon attracted 14 registered bidders and sold under the hammer for $2.1 million on Saturday — $400,000 above its $1.7 million reserve. The same weekend, a two-bedroom Edwardian duplex at 100 Atchison Street, Crows Nest so
9 Nov 2026
Sydney property marketauction clearance rate
Property Tax & FinanceAlbanese Dumps $3bn Defence Sites Sale After Public Backlash
Defence Minister Richard Marles framed the move as a question of priorities, saying the government needs to look at "how we best use defence money for defence capability" while still returning the sites' history "to all Australians." Prime Minister Anthony Albanese said Victoria Barracks Sydney hold
8 Nov 2026
Victoria Barracksdefence property sale
Property InsuranceTwo Thirds of Aussies Reject Flood Insurance Cross-Subsidy
According to realestate.com.au , new research from insurer Youi has found that 66 per cent of Australians are either unwilling or unsure about paying higher premiums to subsidise flood-risk properties, with South Australians the most resistant at 52 per cent flatly opposed. Among those willing to su
8 Nov 2026
flood insurancelandlord insurance
Sydney & MelbourneAvalon Beach Has 23 Airbnbs Per 100 Rentals: Sydney's STRA Gap
According to realestate.com.au , Avalon Beach now has 23 Airbnb listings for every 100 private rentals, the highest ratio of any suburb in Greater Sydney, while the city's median rent has climbed to a record $800 a week.
7 Nov 2026
Sydney rentalsAirbnb
Property FinanceConstitution Hill has NSW's highest mortgage arrears rate at 2.42%
According to The Age , 2.42% of borrowers in Constitution Hill, west of Parramatta, are behind on mortgage repayments — the highest proportion in NSW and the second-highest in Australia, according to S&P Global Ratings data. The figure comes after the RBA lifted the cash rate for the fifth time in 2
7 Nov 2026
mortgage arrearsRBA cash rate
RBA & MacroCash Rate at 4.85%: Why Many Borrowers Miss the $3k Refinance Fix
Published 5 November 2026. With the Reserve Bank's cash rate now at 4.85 per cent—its highest level since 2008 following five hikes this year—Australian mortgage holders are absorbing significant additional costs. But realestate.com.au reports that refinancing could offset much of that pain. The Cos
6 Nov 2026
RBA cash raterefinancing
RBA & MacroRBA: Near-Term Inflation Confidence Falls While Overall Trust Stays Stable
According to ABC News on 5 November 2026 , Reserve Bank deputy governor Andrew Hauser says trust in the bank's near-term ability to achieve its inflation objectives has fallen materially, although overall institutional trust remains high and stable. Overall trust and confidence in outcomes differ Ha
5 Nov 2026
RBAcash rate
National PropertySuper-for-Mortgage Plan: $172k Offset Cuts Repayments 33%
A Senate inquiry case study shows a $172,000 super offset against a $519,000 mortgage cuts repayments from $4,999 to $3,342, but economists warn the scheme would mostly help those who need it least and push prices higher.
5 Nov 2026
superannuationmortgage offset
National PropertyGeelong: Newtown Soho Estate Sells for $4.8m in Pre-Market Deal
Source: realestate.com.au, 5 November 2026. View original article . The Sale The six-bedroom Soho estate at 25 Mercer Parade, Newtown, sold for $4.8m after the buyer was identified through direct marketing prior to public listing. Wilsons Geelong agent James Wilson brokered the transaction across tw
5 Nov 2026
Geelong property marketprestige real estate
National PropertySeptember Dwelling Approvals Reach 18,700; Annual Target Comparison Needs Care
According to MacroBusiness on 4 November 2026 , Australian Bureau of Statistics dwelling approvals data for September showed 18,700 homes approved nationally, the highest monthly level since July 2021. The reported approvals figures The report put annual approvals at 208,300 and cited the National H
5 Nov 2026
dwelling approvalsABS
National PropertyDowner Family Barossa Estate Hits Market
According to realestate.com.au on 4 November 2026 , A 31.26-hectare Barossa Valley estate at 55 Wirra Wirra Rd, Pewsey Vale, linked to the Downer political family, has been placed on the market through Harris Real Estate, with offers closing 18 November unless sold prior. The Property and Its Histor
5 Nov 2026
South Australia propertyBarossa Valley
RBA & MacroCBA Flags Perth and Brisbane Crash Risk in Rate-Cycle Forecast
Cotality data cited by Macrobusiness shows the 8.6% peak-to-trough decline has been led by Sydney, down 10.5%, followed by Perth at 9.5% and Brisbane at 8.4%. Over just the past quarter, values across the five capitals fell 4.7%, with Perth and Brisbane both down 5.9% in that window alone.
9 Nov 2026
RBA cash ratehouse price downturn
Sydney & MelbourneDural's $45m Le Palais: Australia's Largest Home Hits Market
Dural mansion Le Palais has listed for $41-45 million with 4,000sqm of floorspace, 16 times the average new Australian house, as Sydney's broader auction market clears just 48 per cent.
4 Nov 2026
Sydney propertyprestige market
Sydney & MelbourneNSW Housing Body Wants 7.5% Airbnb Levy, $26bn Raised
CHIA NSW has proposed a 7.5% levy on short-stay rentals and land tax reform to raise $26 billion over a decade, as the state's social housing waitlist hits a record 72,000 households.
4 Nov 2026
NSW housing policyshort-stay levy
Property Finance24,546 Households Face Mortgage Default Risk, Highest on Record
Digital Finance Analytics data shows 24,546 households across 70 postcodes risk mortgage default in the next year, a record reading, as the RBA weighs a fifth hike to 4.84%.
3 Nov 2026
mortgage defaultRBA cash rate
Property InsuranceYoung Couple Snaps Up Fitzroy Bluestone for $950k After Auction Passes In
A Fitzroy bluestone house sold for $950,000 against a falling Melbourne auction market, but the "almost unheard of" price masks a growing rebuild-cost and insurance gap for heritage buyers and new landlords.
3 Nov 2026
landlord insurancebuilding insurance
Property InsuranceRBA Rate Hikes Push Landlords to Lift Rents, Offsetting Inflation Fight
As the RBA's rate hikes squeeze landlords' borrowing costs, rent increases are flowing through to tenants and exposing gaps in landlord insurance cover for a growing share of the rental market.
3 Nov 2026
landlord insuranceRBA cash rate
Property Tax & Finance34 New Land Projects Release Lots Across Australia This Month
Realestate.com.au's November tally of 34 new land releases across six states highlights how stamp duty and land tax settings quietly shape where Australians choose to build, as the RBA's 4.35% cash rate squeezes borrowing capacity.
2 Nov 2026
stamp dutyland tax
Property Tax & FinanceAustralian home values fall for seventh month as interest rates dent demand
Capital city home values have fallen 8.1% since March 2026 according to Cotality, the sharpest decline in 40 years. The downturn carries real consequences for capital gains tax, land tax assessments and depreciation claims that investors need to understand now.
2 Nov 2026
capital gains taxland tax
RBA & MacroRBA Cup Day Call: 62% Odds of Hike to 4.85%, $578 Hit Looms
Markets price a 62% chance the RBA lifts the cash rate to 4.85% on Melbourne Cup day, the fifth hike this year, adding $578 a month to the average mortgage while banks sit on billions in low-interest savings.
2 Nov 2026
RBA cash ratemortgage repayments
National PropertyThe Block's $152m Shortfall: A Lesson for Mum-and-Dad Builders
According to realestate.com.au , a Herald Sun analysis of 18 editions of Channel 9's The Block, spanning 2011 to 2025, found the properties fetched a combined $230.3m at auction against almost $383m in land acquisition and assessed construction costs — a $152m gap. BMT Tax Depreciation chief executive Bradley Beer says the shortfall is "actually a little worse" than the headline figure because it excludes demolition and financing costs. For anyone watching renovation television and imagining a similar build-and-flip strategy, the numbers carry a blunt warning.
1 Nov 2026
The Blockproperty development