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First Home Buyers Guide Australia 2026
Grants, schemes, deposit maths, stamp duty by state, FHSS strategy and an interactive calculator β everything Australian first home buyers need.
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View all βRBA Rate Tracker
Updated dailyCurrent Rate
4.35%
Next Meeting
9d
Expectation
hold
Auction Clearance
Updated todayMortgage Rates
Full comparison β| Lender | Variable | 1yr Fixed |
|---|---|---|
| Big 4 Average | 6.79% | 6.39% |
| CBA | 6.84% | 6.44% |
| Westpac | 6.79% | 6.39% |
| ANZ | 6.74% | 6.34% |
| NAB | 6.79% | 6.39% |
| Macquarie | 6.59% | 6.19% |
Suburb Intelligence
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Market and StrategyAustralian Rental Market Analysis β Understanding Vacancy, Yield, and Rent Growth
Australia's rental market analysed: vacancy rates at generational lows, rent growth metrics, gross vs net yield, the housing undersupply, and what it means for investors.
InvestingCommercial Property Investment in Australia β A Beginner's Guide
Commercial property in Australia delivers higher yields and longer leases than residential. Learn asset classes, lease structures, financing, and due diligence essentials.
InvestingProperty vs Gold β Which is the Better Wealth Store?
Compare property vs gold investment returns in Australia. Analysis of 40+ years performance, tax implications & wealth preservation strategies for investors.
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RBA & Macro169 Queensland Suburbs Shut to First-Home Buyers as Rates Bite
A year after Canberra loosened its 5% deposit scheme, 169 Queensland suburbs have breached eligibility caps and the RBA's 4.35% cash rate has pushed first-home buyers out of the market they helped inflate.
25 Oct 2026
National Property53-Bid Surry Hills Auction Defies Sydney's 24% Listing Drop
A Surry Hills terrace sold for $1.945m after 53 bids and a 30-person crowd, even as Sydney auction volumes fell 24% year-on-year and the suburb's median value dropped 11.2% over 12 months.
24 Oct 2026
Sydney & MelbourneMelbourne Auctions Fall 56% But Advocate Flags $80k Savings Window
Melbourne auction listings have dropped 56% year-on-year to 774 this week, yet a buyers advocate claims early movers could save $80,000 on an $800,000 home before November's state election.
24 Oct 2026
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