RBA Cash Rate:4.35%Next Meeting:3dExpectation:HOLDSydney Clearance:68.2%Melbourne Clearance:63.5%National Clearance:62.8%

    Property Intelligence

    909 Intelligence pieces published

    APF Intelligence publishes original market analysis covering Australian residential property, investment strategy, interest rates, and housing policy. Reports are written using RBA cash rate decisions and minutes, ABS dwelling and lending statistics, CoreLogic Home Value Indices, SQM Research vacancy data, and weekend auction clearance rate feeds from Sydney, Melbourne, Brisbane, Adelaide and Canberra. Each piece is datestamped, sourced, and written in plain English without spruiker tone or vendor bias.

    Coverage is organised into five streams: RBA & Macro for monetary policy and economy-wide signals; Sydney & Melbourne for the two largest capital city markets; National Property for cross-capital and regional trends; Property Finance for mortgage strategy, LVR and serviceability analysis; and Property Insurance for landlord and building cover. Use the category filters to focus on the topics most relevant to your situation, whether you're a first home buyer timing your entry, an investor rebalancing a portfolio, or simply tracking where the market is heading this cycle. New Intelligence is published only after verification.

    New Home Costs Hit Record $525,000 as Approvals PlungeProperty Finance

    New Home Costs Hit Record $525,000 as Approvals Plunge

    The cost of building a new home in Australia reaches a record $525,000 as building approvals fall amid ongoing construction pressures.

    2 June 2026

    construction costsbuilding approvals
    South Australia Downsizers Rush Into Stamp Duty Free ProgramNational Property

    South Australia Downsizers Rush Into Stamp Duty Free Program

    South Australia's new stamp duty exemption for downsizers is gaining momentum with hundreds of enquiries flooding the system as older property owners seek to unlock housing equity.

    2 June 2026

    South AustraliaStamp Duty
    Australia's $2.48 Trillion Mortgage Debt Hits Record HighProperty Tax & Finance

    Australia's $2.48 Trillion Mortgage Debt Hits Record High

    Australian mortgage debt reaches $2.48 trillion as borrowers continue accumulating record debt levels despite rising interest rate pressures and lender warnings.

    2 June 2026

    mortgage debtproperty finance
    Craigieburn Auction Smashes Reserve by $113,000 as First Home Buyers Drive Melbourne BiddingSydney & Melbourne

    Craigieburn Auction Smashes Reserve by $113,000 as First Home Buyers Drive Melbourne Bidding

    A Melbourne property expected to sell for $500,000 sold for $113,000 above reserve at auction, driven by first home buyer competition in the outer suburbs.

    2 June 2026

    MelbourneAuctions
    $42,000 Tenant Damage Case Highlights Landlord Insurance GapsProperty Insurance

    $42,000 Tenant Damage Case Highlights Landlord Insurance Gaps

    A landlord faces $42,000 in property damage claims after struggling to evict a problematic tenant, exposing critical gaps in standard rental insurance coverage.

    2 June 2026

    landlord insurancetenant damage
    Cairns Houses Surge $103,000 as Capital City Exodus Drives Regional Property BoomRBA & Macro

    Cairns Houses Surge $103,000 as Capital City Exodus Drives Regional Property Boom

    Cairns house prices jumped $103,000 in twelve months as buyers priced out of capital cities drive demand in Queensland's last affordable property markets.

    2 June 2026

    Cairns propertyregional property investment
    Australia's First Neighbourhood Reserved for First-Home Buyers Revealed in AdelaideProperty Finance

    Australia's First Neighbourhood Reserved for First-Home Buyers Revealed in Adelaide

    Australia's first neighbourhood built exclusively for first-home buyers opens in Adelaide as industry experts warn government schemes may leave borrowers underwater on their mortgages.

    1 June 2026

    first home buyersAdelaide
    Geelong Property Investors Face Federal Budget and RBA Rate ImpactProperty Tax & Finance

    Geelong Property Investors Face Federal Budget and RBA Rate Impact

    Geelong house prices decline as rising interest rates and federal government negative gearing changes create a double blow for property investors.

    1 June 2026

    Geelongnegative gearing
    Melbourne House Prices Fall Below $1m as Other Cities Hold Above MillionSydney & Melbourne

    Melbourne House Prices Fall Below $1m as Other Cities Hold Above Million

    Melbourne's median house price has fallen below $1 million just months after reclaiming the milestone, while Sydney prices drop 2.1% as rate hikes bite.

    1 June 2026

    MelbourneSydney
    Major Capital Cities Face Mounting PressureRBA & Macro

    Major Capital Cities Face Mounting Pressure

    Sydney property prices continue falling in May as RBA rate hikes create a stark division between declining major capitals and record-breaking regional markets.

    1 June 2026

    Sydney property pricesRBA rate hikes
    Queensland Renters Face Rent Hikes Nine Times Government ForecastProperty Tax & Finance

    Queensland Renters Face Rent Hikes Nine Times Government Forecast

    New data reveals Queensland renters could face rent increases nine times higher than federal budget predictions following negative gearing changes.

    31 May 2026

    negative gearingQueensland rentals
    Pharma Mogul Pays $124m for Toorak Mansion, Smashing Melbourne RecordSydney & Melbourne

    Pharma Mogul Pays $124m for Toorak Mansion, Smashing Melbourne Record

    Pharmaceutical executive Dennis Bastas has paid $124 million for a Toorak estate, setting a new Melbourne house price record by more than $43 million.

    31 May 2026

    Melbourne propertyluxury real estate
    Single Mother's Backyard Spa Faces Fire Risk Complaints from NeighboursProperty Insurance

    Single Mother's Backyard Spa Faces Fire Risk Complaints from Neighbours

    A single mother faces neighbour complaints over massage oils from her backyard garden spa creating potential fire risks, highlighting gaps in home insurance coverage for home-based businesses.

    31 May 2026

    home insurancebusiness insurance
    One Nation Caps Negative Gearing at Two PropertiesProperty Finance

    One Nation Caps Negative Gearing at Two Properties

    Pauline Hanson's One Nation proposes limiting negative gearing to two properties per investor to protect first home buyers and "mum and dad" investors.

    30 May 2026

    negative gearingOne Nation
    Brisbane Builders Face Bank Contract Standoff as Queensland Housing Falls ShortNational Property

    Brisbane Builders Face Bank Contract Standoff as Queensland Housing Falls Short

    Queensland's new home construction targets are at risk as builders and banks clash over who bears the cost of runaway construction expenses in an uncertain market.

    30 May 2026

    Queenslandconstruction
    Federal Budget CGT Changes Could Reduce Property Tax Revenue, Expert WarnsProperty Tax & Finance

    Federal Budget CGT Changes Could Reduce Property Tax Revenue, Expert Warns

    The Federal Budget's shift from 50% CGT discount to inflation indexation could unexpectedly reduce tax revenue from property investors in weak market conditions.

    30 May 2026

    CGTnegative gearing
    Melbourne Auctioneer Warns Sellers Face "Costly Mistake" as Winter Window ClosesSydney & Melbourne

    Melbourne Auctioneer Warns Sellers Face "Costly Mistake" as Winter Window Closes

    Australia's newly crowned top auctioneer warns Melbourne sellers have limited time to avoid costly mistakes as market conditions shift heading into winter.

    30 May 2026

    Melbourne AuctionsProperty Timing
    Landmark Geelong Home Sells at $1.45m Loss as Renovation Fears Spook MarketProperty Insurance

    Landmark Geelong Home Sells at $1.45m Loss as Renovation Fears Spook Market

    A landmark Newtown home sold for $1.45 million less than its 2022 purchase price as soaring building costs and renovation fears create new insurance challenges for property owners.

    30 May 2026

    building insurancerenovation insurance
    Brisbane Property Investors Face $1.4m CGT Shock Under Tax OverhaulRBA & Macro

    Brisbane Property Investors Face $1.4m CGT Shock Under Tax Overhaul

    Brisbane property investors could face capital gains tax bills reaching $1.4 million under proposed federal tax reforms, with exclusive analysis revealing the city's extraordinary inflation-busting growth since the 1980s.

    30 May 2026

    CGTBrisbane property
    Construction Loans Jump Following Budget Carve-Out for New Home InvestorsProperty Finance

    Construction Loans Jump Following Budget Carve-Out for New Home Investors

    Construction loan applications are rising as the federal budget's new home tax carve-out creates unexpected financing opportunities for property investors.

    29 May 2026

    construction loansnegative gearing
    Adelaide Crowned Australia's Top Prestige Property MarketNational Property

    Adelaide Crowned Australia's Top Prestige Property Market

    Australia's largest property valuation firm has crowned Adelaide the unexpected champion of the nation's prestige property markets, outperforming Sydney and Melbourne in value growth.

    29 May 2026

    adelaide property marketprestige property
    High-Net-Worth Investors Pivot to Alternative Assets Following Tax ReformsProperty Tax & Finance

    High-Net-Worth Investors Pivot to Alternative Assets Following Tax Reforms

    Wealthy investors are shifting away from property following negative gearing and CGT changes, with experts identifying new opportunities beyond political targeting.

    29 May 2026

    negative gearingcapital gains tax
    Channel 9's Tom Steinfort Sells Melbourne Home in "Suburb's Best Sale of 2026"Sydney & Melbourne

    Channel 9's Tom Steinfort Sells Melbourne Home in "Suburb's Best Sale of 2026"

    Channel 9 newsreader Tom Steinfort has quietly sold his Melbourne property in what agents are calling the "suburb's best sale of 2026".

    29 May 2026

    Melbourne propertycelebrity real estate
    Celestino Secures 855-Home Queensland Approval at Riverbend ProjectProperty Insurance

    Celestino Secures 855-Home Queensland Approval at Riverbend Project

    Victorian developer Celestino has secured approval for an 855-home Queensland project, highlighting growing insurance complexities for off-the-plan property buyers.

    29 May 2026

    off-the-planproperty insurance