I'm betting she doesn't share your views at all. When she's chatting with her homeowning friends (when you're not around) you can bet they all speak of you with contempt.
I'm sure she gives you a hard time about it too, from time to time, but you're too pig-headed and stubborn to really listen to her.
You've convinced yourself that you made the right decision not to buy a home five years ago, and nothing she says will convince you
She speaks about me with contempt but suffers in silence because she's the lesser? Is that what your saying?
Even your attempt to salvage that misogynistic hole you've dug yourself was half baked.
Quit whilst you're well behind clown
Rat
12 Jul 2017, 05:51 PM
If houses had been SERIOUSLY unaffordable for the past 16 years then we wouldn't have so many people buying them, and mortgage arrears would be much higher (currently sub 1%). Remember, just because you can't afford to buy a home doesn't mean nobody else can. Like I said Chris, you're only deceiving yourself.
Investors have made up over 50% of all home purchases in the last 5 yrs, home ownership between 24-35yr olds has fallen below that of those in the 1950's (arguably a low point in history until now) with that decline growing exponentially since 2001. Just because homes are selling does not assert they are affordable to everyone, I would expect such deception from a rat like yourself.
You can sprout your bullshit propaganda but you can't hide from the data
But all the bulls are spending a lot and time and energy fighting something you claim is, wrong?
Hahahahaha, good try my friend, your desperation echoes loudly across the forum
PM 'em 'n ask Chris - 'N they'll probably just say somethin' like "While I agrees wif wot ya tryin' ta do dude, I just wish ya weren't SO f***in' dumb!"
If they's feelin' in an honest mood.
A Professional Demographer to an amateur demographer:"negative natural increase will never outweigh the positive net migration"
She speaks about me with contempt but suffers in silence because she's the lesser
I reckon you're telling fibs again. Like I said, she probably gives you a hard time about it. Perhaps you only think she 'suffers in silence' because you just don't listen to her.
Quote:
home ownership between 24-35yr olds has fallen below that of those in the 1950's (arguably a low point in history until now)
No it hasn't. You just made that up. Home ownership rates were much lower in the 1950s. Ownership rates for 24-35yr olds have fallen a bit over the past few decades, but not below 1950s levels.
Young people are putting off a lot of things until later in life... leaving education, starting work, getting married, and having kids. It's a social and cultural change - they're staying in education for longer, and traveling the world before settling down. Putting off marriage and kids until later in life will obviously have the result of delaying home ownership, since many young wait until they get married or have kids to buy their first home.
Also, people are living longer. In the past, when life-expectancy was around 60 years, then an FHB buying at age 20 was buying one-third of their way through life. These days, with life-expectancy getting close to 90, a 30-year-old FHB is buying one-third of his way through life. So we've just stretched out our lives and extended the timeframes for important events in our lives, like getting married, having kids, and buying homes.
Overall, Australia's home-ownership rate has been pretty steady since the 1961 census, so even though it has declined for younger generations, for the social reasons outlined above, the data shows they are simply deferring purchase until later, in the same way they are deferring everything from starting work to ultimately dying at a much older age.
I reckon you're telling fibs again. Like I said, she probably gives you a hard time about it. Perhaps you only think she 'suffers in silence' because you just don't listen to her.
No it hasn't. You just made that up. Home ownership rates were much lower in the 1950s. Ownership rates for 24-35yr olds have fallen a bit over the past few decades, but not below 1950s levels.
Young people are putting off a lot of things until later in life... leaving education, starting work, getting married, and having kids. It's a social and cultural change - they're staying in education for longer, and traveling the world before settling down. Putting off marriage and kids until later in life will obviously have the result of delaying home ownership, since many young wait until they get married or have kids to buy their first home.
Also, people are living longer. In the past, when life-expectancy was around 60 years, then an FHB buying at age 20 was buying one-third of their way through life. These days, with life-expectancy getting close to 90, a 30-year-old FHB is buying one-third of his way through life. So we've just stretched out our lives and extended the timeframes for important events in our lives, like getting married, having kids, and buying homes.
Overall, Australia's home-ownership rate has been pretty steady since the 1961 census, so even though it has declined for younger generations, for the social reasons outlined above, the data shows they are simply deferring purchase until later, in the same way they are deferring everything from starting work to ultimately dying at a much older age.
This is correct, many more people are also getting university educations than prior to the 50's. This combined with greater freedoms in all things means more people put off buying a house early.
This is correct, many more people are also getting university educations than prior to the 50's. This combined with greater freedoms in all things means more people put off buying a house early.
Plus many more (young) people invest in property nowadays - before the 90s, this was a virtual impossibility for the bulk of "ordinary folk" due to credit rationing, discrimination. and regulated banking practices. This is not reflected in the ownership stats.
This is correct, many more people are also getting university educations than prior to the 50's. This combined with greater freedoms in all things means more people put off buying a house early.
So when do you suggest is an optimal age to buy property, seemingly though a university degree with a post grad position will take you on average until 22yrs and an average wage of $45k?
Cmon deckhead, enlighten us
Rat
12 Jul 2017, 08:15 PM
I reckon you're telling fibs again. Like I said, she probably gives you a hard time about it. Perhaps you only think she 'suffers in silence' because you just don't listen to
And therefore 'enslaved' by her 'man'?? Holy fark, what would clementine ford make of you? You make Tony Abott blush 😮
Sydneyite
12 Jul 2017, 09:04 PM
Plus many more (young) people invest in property nowadays - before the 90s, this was a virtual impossibility for the bulk of ördinary folk"due to credit rationing, discrimination. and regulated banking practices. This is not refelcted in the ownership stats.
You mean corrupt and fraudulent practises are not represented in the ownership stats? I wonder why that is?
So logically, sustainable regulation is now 'credit rationally Ng/discrimination' ? Fark you're a twisted unit!!
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