I think you fuktrds are wasting the best years of your lives as mortgage slaves simply because you fear each other's greed.
Well you can rest easy, I haven't missed out on anything, and I'm significantly more wealthy than if I had of listened to 2 faced hypocrite bears like you.
Well you can rest easy, I haven't missed out on anything, and I'm significantly more wealthy than if I had of listened to 2 faced hypocrite bears like you.
So, what's your problem with their modeling?
Some Shiite about how the kids aren't moving to Yass to get their foot onto the property ladder?
Assuming you actually have your got on the ladder yourself, where was your first property purchases?
WHAT WOULD EDDIE DO? MAAAATE! Share a cot with Milton?
Some Shiite about how the kids aren't moving to Yass to get their foot onto the property ladder?
Assuming you actually have your got on the ladder yourself, where was your first property purchases?
No point trying to distance yourself from it now.
Their logic is full of flaws eg. 5% saving rate. If you are spending 95% of your take home wage, you can't seriously claim you are saving hard for anything.
You've got egg all over your face because you didn't look past the headline, as usual.
Their logic is full of flaws eg. 5% saving rate. If you are spending 95% of your take home wage, you can't seriously claim you are saving hard for anything.
It woz just click bait Trollie.
A Professional Demographer to an amateur demographer:"negative natural increase will never outweigh the positive net migration"
We have the physical titles of a couple of our houses somewhere at home (the first 2 PPOR's and one IP). If I had to look for them I wouldn't know where to start, I would send my wife. The others are indeed electronically stored by Landgate. If I want to have a piece of paper to frame and put on the wall the we can get it. Costs (from memory) $35. Why bother? The banks know we paid off the loans. They even sent us mail to confirm it. The old fashioned way.
I remember the pride I had felt when my first title was returned. It was an achievement. But the achievement was the outcome, not the piece of paper. That was handed to us with the debt.
We have the physical titles of a couple of our houses somewhere at home (the first 2 PPOR's and one IP). If I had to look for them I wouldn't know where to start, I would send my wife. The others are indeed electronically stored by Landgate. If I want to have a piece of paper to frame and put on the wall the we can get it. Costs (from memory) $35. Why bother? The banks know we paid off the loans. They even sent us mail to confirm it. The old fashioned way.
I remember the pride I had felt when my first title was returned. It was an achievement. But the achievement was the outcome, not the piece of paper. That was handed to us with the debt.
You f***ing moron.
You have the certificate of title for your old Celica, but not your property!
f*** me the "investors" on this site are dumb .With the privatisation of land titles, it is now more important then ever to hold your certificate of title.
Any of Eddie Obeids mates can now issue a title under recent changes, and they don't even have to suck to rut rules to do so.
And with the limited liability scheme solicitors operate under, , .... well it really is up to you how you choose to protect yourselves.
I hope the recently shaves and vasolened method works for you:
" Verification of Identity and the Right to Deal The Real Property Amendment (Electronic Conveyancing) Act 2015 introduced a new section 12E into the Real Property Act 1900 which allows the Registrar General to make Conveyancing Rules. The Conveyancing Rules will largely parallel provisions in the Participation Rules for electronic conveyancing. The Rules will facilitate aligning paper conveyancing practices and workflows with those developed for electronic conveyancing and will be implemented in stages.
The first version of the Conveyancing Rules standardise formal verification of identity and authority (right to deal) requirements across all conveyancing including:
requirements for verification of identity requirements for verifying authority supporting evidence requirements. Download Conveyancing Rules (PDF 3813 KB).
Verification of Identity Rule 4.1 of the Conveyancing Rules applies to Australian legal practitioners, law practices and licensed conveyancers ('Representatives'). From 1 August 2016 a Representative must take reasonable steps to verify the identity of clients or their agents, and persons to whom certificates of title are given.
A Representative can either:
apply the Verification of Identity Standard; or verify the identity of a person in some other way that constitutes the taking of reasonable steps. The requirement for reasonable steps is to provide flexibility for Representatives to use their professional judgement on what is necessary in any particular circumstance. The Representative determines what steps are required to verify a person’s identity in any particular circumstance. What constitutes reasonable steps may be influenced by various factors that when taken into account contribute to a Representative being able to reasonably have confidence in the person’s identity.
Examples of these factors might include the length of time the Representative has known the person or whether they have represented the person on previous occasions.
Should a Representative choose to follow the Verification of Identity Standard they may be deemed to have taken reasonable steps- however the Standard is not intended to be the only way of complying with the reasonable steps requirement.
The Verification of Identity Standard is the standard set out in Schedule 8 of the Participation Rules determined under the Electronic Conveyancing National Law. Download NSW Participation Rules for Electronic Conveyancing (PDF 1116 KB).
For more information, including other ways that constitute taking reasonable steps, and how to identify a client who is overseas, see Model Participation Rules Guidance Note # 2 - Verification of Identity on the ARNECC website.
Identity Agents Rule 4.2 of the Conveyancing Rules provides that a Representative may use an Identity Agent to perform verification of identity.
Verifying the identity of mortgagors Section 56C of the Real Property Act 1900 requires a mortgagee to take reasonable steps to identify the mortgagor.
For more information on mortgagee obligations refer to the LPI Fact Sheet Verifying the identity of Mortgagors: Mortgagee Obligations(PDF 123 KB).
For changes to Verification of Identity requirements for mortgages executed on or after 1 January 2015 see LPI Circular 2015/09 Changes to Verification of Identity (VOI) requirements for mortgagees (PDF 73 KB).
Verification of Authority (Right to deal) Rule 4.3 of the Conveyancing Rules requires that a Representative take reasonable steps to verify that a client is a legal person and has the right to enter into a conveyancing transaction. Possession of a Certificate of Title for a parcel of land is not of itself sufficient to prove that a person is the owner of that land or is otherwise entitled to deal with it. The increasing incidence of identity theft and associated fraud, including mortgage fraud means that all parties to land transactions and their agents must exercise due diligence in verifying the identity of persons claiming a right to deal in land.
For more information see Model Participation Rules Guidance Note # 4 - Right to Deal on the ARNECC website.
More information about identity theft and strategies for limiting its impact is available from:
the Australian Crime Commission www.crimecommission.gov.au/publications the Australian Attorney General's Department Identity Security www.ag.gov.au/identitysecurity the website Protect Your Financial Identity www.protectfinancialid.org.au/Home/default.aspx established by the Australian Bankers Association, the Australian Securities and Investment Commission and the Australian High Tech Crime Centre. Supporting Evidence Rule 5 of the Conveyancing Rules requires that a Representative, or where there is no Representative, a Party must retain the evidence supporting the dealing for at least seven years from the date of lodgment of the dealing that is registered or recorded including any evidence supporting verification of a Party’s identity.
The evidence does not need to accompany the dealing when lodged with LPI.
"George and her family held the remaining 72.5 per cent of OneShift before the sale to Programmed and her father Philip George played a key role in the start-up as executive chairman.
Did t I say money makes money?! Mmmmm, is that a lie?
You have the certificate of title for your old Celica, but not your property!
I don't own any vehicles, both my wife and I drive cars owned by the company that employs me as part of salary packaging.
However what you are alluding to are the registration papers. The "registration papers" of our properties (our rates water, council and land tax (where applicable) and property title) are all in our name.
If I tried to sell one of my cars (owned by my employer) I would need to produce the rego papers. With these not in my name let alone my possession, I would fail to have to proceeds transferred directly to me.
Equal to our houses.
Storming around with a physical piece of paper in this day and age is as irrelevant as you are.
Chris
9 Jun 2017, 01:46 AM
Oh, ok.
We talked recently about money making money, something you thought was wrong and unproven. Well here's an example;
"George and her family held the remaining 72.5 per cent of OneShift before the sale to Programmed and her father Philip George played a key role in the start-up as executive chairman.
Did t I say money makes money?! Mmmmm, is that a lie?
So you were unable to provide the link asked for, just a different link.
Good for you kid.
Jimbo
6 Jun 2017, 07:41 PM
I remember thinking that way when I went down on my first girlfriend on a camping trip to Greenacres in Dunsborough in 1979.
Been happily munching away ever since.
Nobody here cares for your grandpa porn stories Dim, keep them for Chub Hub or whatever your belt off site is.
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