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Rising bond yields threaten sharemarket's safest stocks
Topic Started: 19 Nov 2016, 09:07 PM (7,434 Views)
Terry
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Matthew
1 Dec 2016, 02:44 PM
No Buck Bundy, the information is what it is. Choose the inputs that are real not assumed (they exist, we are looking retrospectively). Then apply the basic formula to calculate the IRR.

This is not an example that needs bulk assumption unless you are an idiot. With your idiocy well and truly established I guess the rest is a waste of time.
Mrs Matty could unravel great mysteries of the world from the kitechen table with universal inputs and a calculator.
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Matthew
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Terry
1 Dec 2016, 03:01 PM
Mrs Matty could unravel great mysteries of the world from the kitechen table with universal inputs and a calculator.
Do you have an actual point to make, or is displaying your own ignorance and stupidity the extent of your involvement with the internet today?
My only hope for my three boys is that they turn out nothing at all like Chris.
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Terry
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Matthew
1 Dec 2016, 05:18 PM
Do you have an actual point to make, or is displaying your own ignorance and stupidity the extent of your involvement with the internet today?
Yes Unlce Matty. The point is that inputs are inputs, usually based on assumptions, particularly if decided on kitchen tables.
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Matthew
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Terry
1 Dec 2016, 05:31 PM
Yes Unlce Matty. The point is that inputs are inputs, usually based on assumptions, particularly if decided on kitchen tables.
SO given that, as was clearly pointed out to you on more than one occasion there is no need to base the inputs on assumptions as we are looking retrospectively, your own ignorance and stupidity is indeed the extent of your involvement with the internet today.

Thanks for playing. Pick any of the broken toys from the bottom shelf as your prize and piss off.
Edited by Matthew, 1 Dec 2016, 05:44 PM.
My only hope for my three boys is that they turn out nothing at all like Chris.
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Jon Snow
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Matthew
1 Dec 2016, 01:43 AM
You have assumed around $9k per annum in outgoings other than repayments.
Nope. Wrong.
Quote:
 
You have assumed a fixed rental for the entire period. That is massively undercooked. Anyone at all to live in Perth (or any other capital city in Australia for that matter) in the last 7 years knows that.
Right. I should have reduced the rent received as the market price dropped.
Or, is it in Perth that a house with a market price of $367.5K rents for $280 per week, but one with a market price of $359K rents for $372 per week? Seems at odds with reality, but I am willing to consider it if you show some evidence of this.
Quote:
 
You have assumed a sell price you don't know.
Yes. That's called an 'assumption'.
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You f***ed your "analysis" royally. It is below kindergarten level.
Now you are getting into your element. Real caveman outburst there.
Quote:
 
Stick to flipping burgers at Maccas mate.
Did a position open up because you got fired for incompetence?
Speak when you are angry and you will make the best speech you will ever regret.
Ambrose Bierce
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Matthew
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Jon Snow
1 Dec 2016, 08:11 PM
Nope. Wrong.
Your "model" was based on
Quote:
 
Let's say you borrow $294,000 @ 5% on a 30Y term
and you have net cash outflows in years 2 - 6 of the following:

2 -28384

3 -27894

4 -27404

5 -26914

6 -26424

Westpac loan calculator of $294k loan, P&I over a 30Y term requires monthly repayments of $1,578.26 ($18,939pa).

So you have a net outgoing (excluding P&I repayments) range of $7,445pa to $9,445pa and an average of $8,465pa - around $9k. And as I said massively over cooked.

Quote:
 
Right. I should have reduced the rent received as the market price dropped.
No, but you should have certainly acknowledged and factored in the fact that rents were significantly higher between 2012 and 2014, and averaged higher over the period than you shithouse "assumption". If you don't believe me that rents are lower now than 1, 2, 3 and 4 years ago then just ask Dimshit and Drunkbat. They will confirm it for you.

Quote:
 
Or, is it in Perth that a house with a market price of $367.5K rents for $280 per week, but one with a market price of $359K rents for $372 per week?
No.

Quote:
 
Seems at odds with reality
Your entire post is at odds with reality.

Quote:
 
but I am willing to consider it if you show some evidence of this.
right back at you bitch.
My only hope for my three boys is that they turn out nothing at all like Chris.
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Terry
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Matthew
1 Dec 2016, 11:52 PM
Your "model" was based on
and you have net cash outflows in years 2 - 6 of the following:

2 -28384

3 -27894

4 -27404

5 -26914

6 -26424

Westpac loan calculator of $294k loan, P&I over a 30Y term requires monthly repayments of $1,578.26 ($18,939pa).

So you have a net outgoing (excluding P&I repayments) range of $7,445pa to $9,445pa and an average of $8,465pa - around $9k. And as I said massively over cooked.


No, but you should have certainly acknowledged and factored in the fact that rents were significantly higher between 2012 and 2014, and averaged higher over the period than you shithouse "assumption". If you don't believe me that rents are lower now than 1, 2, 3 and 4 years ago then just ask Dimshit and Drunkbat. They will confirm it for you.


No.


Your entire post is at odds with reality.


right back at you bitch.
Love your fighting spirit Uncle Matty. You put bark into your bite. When you march into a pokies room, the other punters will know you mean business.
Edited by Terry, 2 Dec 2016, 12:49 AM.
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Matthew
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Terry
2 Dec 2016, 12:45 AM
Love your fighting spirit Uncle Matty. You put bark into your bite. When you march into a pokies room, the other punters will know you mean business.
Excellent input again Terry. You are certainly helping Jon with his "analysis" with this ongoing nonsense.

Keep it up now ya hear sock puppet.
My only hope for my three boys is that they turn out nothing at all like Chris.
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Terry
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Matthew
2 Dec 2016, 02:08 AM
Excellent input again Terry. You are certainly helping Jon with his "analysis" with this ongoing nonsense.

Keep it up now ya hear sock puppet.
I'm more interested in the caricatures Uncle Matty. They are far more revealing than arguing about back-of-envelope scribbles. Anyone can do that.
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Matthew
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Terry
2 Dec 2016, 07:54 AM
I'm more interested in the caricatures Uncle Matty. They are far more revealing than arguing about back-of-envelope scribbles. Anyone can do that.
Does anybody out there have any idea whatsoever what Terry is on about?

Anybody at all?
My only hope for my three boys is that they turn out nothing at all like Chris.
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