Trump Election Confirms It: The world is on track for the biggest BOOM of all time!; We have a real estate President in charge. This cycle is really rumbling now. There’s a boom brewing.
Tweet Topic Started: 14 Nov 2016, 02:46 PM (10,519 Views)
So you can't produce a link of me saying the things you claimed.
We are all very shocked.
Simon_S 19 Nov 2016, 02:47 PM Oh so he would have been better to invest in Property than stocks
YOU:Where did I say that. link please.
Simon_S 19 Nov 2016, 11:17 AM Sydneyite would not have been better off just Sticking his money in a Bank Account and earning interest?
YOU:No he wouldn't have. Not only does bank interest pay a terrible return you have to pay tax on it as well.
There's tax advantages to IP's, plus yield plus capital gains. Leverage is also a terrific tool for wealth creation and IP's can be leveraged at a very low rate.
Simon_S 19 Nov 2016, 02:47 PM Oh so he would have been better to invest in Property than stocks
YOU:Where did I say that. link please.
Simon_S 19 Nov 2016, 11:17 AM Sydneyite would not have been better off just Sticking his money in a Bank Account and earning interest?
YOU:No he wouldn't have. Not only does bank interest pay a terrible return you have to pay tax on it as well.
There's tax advantages to IP's, plus yield plus capital gains. Leverage is also a terrific tool for wealth creation and IP's can be leveraged at a very low rate.
Interesting you mention IP's...........
I never compared IP's to stocks, I compared it to bank interest as per your idiotic comments about just leaving money in the bank.
Thanks for confirming you could get lost in a goldfish bowl.
So Let me get this right, You would prefer to lose your Capital and earn a Measly 6% on whatever capital you have left?
Lets not forget that Rates were much higher in 2007
The Market Peaked in 2007 at 6852. Then Dropped 50% until Feb, 2009 YES 50%....... in It is now 5364 as we speak still down
It stayed below 5000 pts until 2013 which is a loss of 27% from its high. But somehow you want me to believe that your 6% return is greater than your 27% loss?
Fuk you are dumb. Seriously.
1) You assume that *all* my capital was invested in something like the index, at the market peak in 2007? And just in ASX. Bzzzzzz. Try again. Wrong on all assumptions.
2) As an FYI, about 30% of my actual invested capital was in the market in 2007, and most of that went in during the years well prior to the market peak. The rest went in after the 55% crash and since.
3) Your simple index based calc - 27% down from peak vs 6% divi return - massive maths fail. Even if someone had invested all their capital in an index ETF at the peak in 2007, the compounded 6%pa returns re-invested would result in a 70% return on that capital just from dividends alone over the last 9 years. So even if someone had lost 27% of their original capital, they would still be in front by 40% or more (assuming constant re-investment). That's a 4%pa compounded average return after tax, with capital losses to carry forward into the future - that still beats the hell out of just cash in the bank. And that is the absolute worse case scenario where someone invested all their capital right at a market peak in one hit, just before one of the biggest crashes ever seen. So again bzzzzzz maths fail, try again.
1) You assume that *all* my capital was invested in something like the index, at the market peak in 2007? And just in ASX. Bzzzzzz. Try again. Wrong on all assumptions.
2) As an FYI, about 30% of my actual invested capital was in the market in 2007, and most of that went in during the years well prior to the market peak. The rest went in after the 55% crash and since.
3) Your simple index based calc - 27% down from peak vs 6% divi return - massive maths fail. Even if someone had invested all their capital in an index ETF at the peak in 2007, the compounded 6%pa returns re-invested would result in a 70% return on that capital just from dividends alone over the last 9 years. So even if someone had lost 27% of their original capital, they would still be in front by 40% or more (assuming constant re-investment). That's a 4%pa compounded average return after tax, with capital losses to carry forward into the future - that still beats the hell out of just cahs in the bank. And that is the absolute worse case scenario. Ie if some capital was invested before, and even better, after the peak, returns are far greater again. So again bzzzzzz maths fail, try again.
4) Once again, you really are a dumb-arse.
Quote:
And whatever the outcome, rest assured that I am not planning on selling anything, but will continue to collect my dividends, and will buy more quality stocks whenever they look oversold. My portfolio returned 6% gross in divi's last financial year (edit: based on the end of FY year portfolio value - I've just been doing my tax returns etc) - I am now making about 50% of my target income that I need to live on and support my family purely from this income source - ie share investments held outside of super. I
Post 836 on the Doomsday thread.
Really Dude even after Re investment it's only back to the 2007 highs............
1) You assume that *all* my capital was invested in something like the index, at the market peak in 2007? And just in ASX. Bzzzzzz. Try again. Wrong on all assumptions.
2) As an FYI, about 30% of my actual invested capital was in the market in 2007, and most of that went in during the years well prior to the market peak. The rest went in after the 55% crash and since.
3) Your simple index based calc - 27% down from peak vs 6% divi return - massive maths fail. Even if someone had invested all their capital in an index ETF at the peak in 2007, the compounded 6%pa returns re-invested would result in a 70% return on that capital just from dividends alone over the last 9 years. So even if someone had lost 27% of their original capital, they would still be in front by 40% or more (assuming constant re-investment). That's a 4%pa compounded average return after tax, with capital losses to carry forward into the future - that still beats the hell out of just cash in the bank. And that is the absolute worse case scenario where someone invested all their capital right at a market peak in one hit, just before one of the biggest crashed seen. So again bzzzzzz maths fail, try again.
4) Once again, you really are a dumb-arse.
It's just normal bear thinking.
They only see a single point of investment because they are all the same kind of f***wit waiting to time the market
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