I was done for attempted urination in public once.
I've broken all of these at least once...
Speeding, jaywalking, parking without a ticket, using phone while driving, not having at least one hand on the wheel, driving through an orange light when you had time to stop, tooting the horn other than as a warning, resting your elbow on the car window ledge, forgetting to dip your headlights, downloading a song/movie without paying.
Speeding, jaywalking, parking without a ticket, using phone while driving, not having at least one hand on the wheel, driving through an orange light when you had time to stop, tooting the horn other than as a warning, resting your elbow on the car window ledge, forgetting to dip your headlights, downloading a song/movie without paying.
I could be going away for a long time!
Did you keep your Home Loans Made Easy Folder?
Westpac says it really enhances the lending experience.
Did you frame yours?
Framing it might make getting to the official looking "You and your home loan" part of the Contract a bit harder I suspect.
WHAT WOULD EDDIE DO? MAAAATE! Share a cot with Milton?
Speeding, jaywalking, parking without a ticket, using phone while driving, not having at least one hand on the wheel, driving through an orange light when you had time to stop, tooting the horn other than as a warning, resting your elbow on the car window ledge, forgetting to dip your headlights, downloading a song/movie without paying.
I could be going away for a long time!
Really ?
Which ones of those are serious enough that they could be a trigger for a bank to start applying pressure to some of your 9 home loans and have you prosecuted with a criminal record that makes other lenders not want to go anywhere near you ?
Yes, I've been a very bad boy. I hope they let us be cellmates. You don't snore do you?
Don't fret, I won't be anywhere near a prison... unlike yourself, I am not a self confessed criminal who is foolish enough to boast of my amazing lying skills on a public forum.
So how did that discussion (confession) go with the bank ? Got a transcript or are they going to wait for the police to take a statement before they give you a copy ?
Interesting story... my mate, who worked at Minters and did mostly Insurance claims was telling me.
Many of the claims that they would have had to go through a process of testing prior to being considered for approval... basically, they would conduct some simple checks to ensure that your side of the contract was 100% fulfilled... not 99%... 100%.. if it was anything less, they would put you in a special pile.
That pile would be put through the grinder... let stew, delayed, and questioned over and over again until they could get confirmation that the 'irregularities' were not only documented, but confirmed... then, you were screwed to the wall if/when it went to court.
The interesting thing was that they especially made zero effort to check any of those facts when you signed up... the department for that was especially not given the ability to check your information... if you decided to tell them a little white lie (eg. that your house had window locks, or that you park your car in a garage at night, or that you use your mortgaged property for personal use, they would simply accept it as 100% proof.. you were allowed to mislead the company all you liked (within reason) with the understanding that you were putting your head in a noose for a later date.
The number of people who paid their insurance every month for years, only to be declined when they finally made a claim based on having 'misled' the company (even unintentionally) made it worth setting up that way... after all, they get all of the premiums, and none of the risk.. it's all cream
Now when some people 'trick' their banks by lying to them, they might think they have 'won'... in actual fact, they have forever setup the trigger that the bank can search for at any later date... even if you phone up the bank 12 months later and pretend you have now starte d using the property for non personal use... you have defrauded the bank for that period... you have not so much screwed the bank, as yourself...
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